​Friends, does this sound like you? You’re a Virginia resident, your car got repossessed by the bank, they sold it for less than you owed, and now Bank is suing you for the deficiency?  Most people assume that the situation is hopeless.
 
NO!  Virginia lenders who repossess and re-sell collateral (meaning: your car, but could be your boat, your trailer, your RV, your motorcycle, your airplane, etc.) must do it exactly according to law. Our state has some precise rules about how lenders are to proceed with repo and re-sale. Virginia law gives debtors (borrowers) some substantial and very welcome protections following a lender’s misstep. However, those protections are not automatic, and putting on a courtroom defense is, for most folks, not a do-it-yourself maneuver. 
 
We know some things about using Virginia law against Lender banks who mis-stepped!
 
If you’d like to explore your situation with us to see if your lender has made a mistake that might be used to protect you, give us a call!


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On January 20, 2021, President Biden took oath as the 46th President of the United States, opening new era of hope for immigration reform. President Biden called “for securing our values as a Nation of immigrants,” and this article seeks to highlight few of his proposed and promulgated changes in immigration law during the first 100 days of the Biden administration.
 

• On January 21, 2021, President Biden issued “Executive Order on Promoting COVID-19 Safety in Domestic and International Travel,” to implement appropriate regulatory action to implement public health measures for international travel.
• On January 20, 2021, President Biden issued “Memorandum on Preserving and Fortifying Deferred Action for Childhood Arrivals (DACA),” for the DHS Secretary to take all actions he deems appropriate to preserve and fortify DACA under applicable law.
• On January 20, 2121, President Biden issued “Presidential Proclamation Terminating Emergency with Respect to the U.S. Southern Border and Redirecting Funds Diverted to Border Wall Constructions” to redirect funds and repurpose contracts.
• “Presidential Proclamation on Ending Discriminatory Bans on Entry to the United States” directs effective January 20, 2021 that U.S. embassies and consulates abroad to resume visa processing in a manner consistent with the Proclamation.[1] President acknowledged that he is not dismissing the threats that our nation is facing, but that new administration shall address them.

 
This week, the Biden Administration continues to work incessantly to address other areas of concern for immigration law. In the week of January 24, 2021, it is reported that President Biden will focus on addressing root causes of migration from Central America, as well as to establish a task force to reunify migrant families separated under the Trump administration’s policies.[2]
 
Thanks to President Biden and his administration’s work to secure our values as a “Nation of immigrants,” immigration law and guidelines are swiftly changing. The Virginia Beach Law Group is on the look out for any immigration reforms that affect our immigration clients— if you have an immigration matter, call us at (757) 486-4529 to discuss an opportunity for your American dream come true!

[1] https://www.aila.org/infonet/ending-discriminatory-travel-bans

[2] https://thehill.com/homenews/administration/535468-here-are-the-executive-actions-biden-will-take-this-week